Recently in Credit Card Tips Category

Now that the day of gift giving has past you may be looking at a pile of items that you realize you may not really want or forgot to give to those who were supposed to receive them. The only option now is to return those items to the store so that you can either get what you want or get credit back onto your account. Here are a few simple steps that can help you make that happen.

None of us want it to happen, but most of us will get a "Credit Card Declined" message at some point in our lives. No, it doesn't mean your credit is bad. No, it doesn't mean you didn't pay the bill. There are many reasons your credit card could be declined, and there are things you can do to avoid it. Here are some things to keep in mind...

First time credit card applicants are at risk of falling into the most common pitfalls of the credit card world if someone doesn't take the time to warn them. Fortunately, I'm here to do just that. Before you put your name to that first credit card application, there are some things you need to know...

With the recent stock market drops, many are wondering if now is the time to buy low, and if they should borrow against their credit cards to do so. If you're one of those considering borrowing from credit cards to invest in stocks, there are some things you need to know before you make a huge mistake.

Assuming that you'd prefer not to actually write a check and stick it in the mail, you have other easy, online options to pay your credit card bill. You can approach this task from two directions -- either you have your credit card company deduct the payment from your bank account, or you use your bank's bill pay feature to send payment to your credit card company. Which method should you use?

As teenagers become increasingly independent, it may seem appealing to encourage their independence and mobility by making them authorized users on your credit card. For kids with a limited sense of financial responsibility and an inherent tendency to give into peer pressure, however, the temptation of seemingly limitless buying power can forge an ugly battleground. If you are considering letting your kids use your credit cards, there are some things to consider.

With proper management of credit cards being an under-emphasized but highly-valuable life skill, many parents wonder how to teach their teens about responsible use. Fortunately, a careful approach to teaching your teenager about credit and credit cards can lead to a lifetime of good credit reports and conscientious credit use.

Do you ever find yourself eyeing something in a store, debating whether or not to buy it -- then finally deciding to put it on a credit card because you can't pass it up? When you did that, was your child watching you? Our actions, as parents, influence how our children approach credit card use. That's something we might want to consider when making impulse purchases.

Navigating the sometimes tricky path to successful credit card use can be difficult for senior citizens. Sometimes overly-trusting, it is easier for unscrupulous credit card providers to charge undisclosed fees or make unauthorized account debits that can severely damage the finances of older members of the population that are relying on savings accounts or fixed income checks to pay their bills.

Credit cards are a valuable asset when conducting transactions, whether online or in person. Consider your rights as a disgruntled customer who has paid with cash, a check or a debit card. You don't have any way of recouping your payment if the item if you are dissatisfied with a service that you received, or are involved in any other dispute and the merchant is uncooperative. In these situations, the merchant has the upper hand. Want to change that?