Recently in Credit Card Fees Category

So you make a late credit card payment every once in a while. No big deal, right? After all, the late fee is less than $30 and you're in somewhat of a budget crunch. No harm, no foul? Wrong! You, my friend, are making a huge mistake every time you don't pay your credit card on time. Think I'm exaggerating? Here are some things to consider.

Grace period -- kind of sounds like a gift from God, doesn't it? Unfortunately, it's not. Your credit card grace period is a gift that, if given by your credit card company at all, allows you to avoid a finance charge by paying your balance in full by a certain date. That, however, is sometimes easier said than done. Here are some credit card grace period tips you really shouldn't live without: