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When you're looking for a balance transfer credit card application, there's usually a reason. Balance transfer cards are a great way to gain some breathing space if you're paying a large amount of interest, but they can also create more problems than you anticipate. Before you set out to make your application, keep these thoughts in mind.

Learn how to recognize the best balance transfer credit cards -- and where to find them.

If you're thinking of switching credit cards, but you already carry debt, you need to know the best balance transfer credit cards. Transferring your debt to a new credit card can be a great way to reduce your interest payments and buy yourself some time to make repayments. Even if you're not struggling to meet your monthly obligations, it can be a good idea to switch cards -- why pay interest you don't have to?

Of course, this only works if you find the best balance transfer credit cards. Otherwise, you're just switching your debt from one creditor to another, and what's the use of that?

Is that a balance transfer credit card application on the table in front of you? Before you sign on the dotted line there are a few things you need to know. If you don't want to make a huge financial mistake (a mistake that could lead to credit card disaster), don't sign that app without keeping these three things in mind...

If you're thinking about getting a balance transfer credit card there are a few things you need to keep in mind. After all, the road to good balance transfers is littered with obstacles and distractions. How do you know the card you pick is a good one? Here are three things you should say no to...