Bad Credit Credit Cards Articles

Bad Credit Unsecured Credit Cards and How to Find Them

Your guide to catching the elusive bad credit unsecured credit cards

I’ve met dozens of people looking for bad credit unsecured credit cards. I’ve even been one of them myself. The logic is simple and can range from ‘I don’t have the money to put in a secured account right now’ to ‘I want to rebuild my credit with a real card, not some glorified debit card.’ I understand the objections, believe me.

But if you’re traveling that road, you’re probably finding — as I did — that bad credit unsecured credit cards aren’t all that common. If your credit’s bad, people don’t want to take a chance on you. So here are my tips and advice based on personal experience.

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Finding and Obtaining Credit Cards for Bad Credit

How to get credit cards for bad credit

If your credit’s a bit shaky, no one needs to tell you how difficult it is to find credit cards for bad credit. You’re probably already shaking your head in frustration. Well, there’s good news and bad news: you definitely can get a credit card, even with a poor credit rating, but it’s not always the easiest thing to do.

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Dodging Bad Credit Credit Cards

Looking for bad credit credit cards? You may have a way out

Many people search for bad credit credit cards without ever stopping to consider why their credit is in such dire straits. Is it because you overspent and failed to make payments? If that’s the case, there’s not much you can do except apply for the best card available and change your ways.

But if you’re not sure why your credit’s so bad, then for goodness’ sake, look into it! Shockingly, thousands of people accept that they have a poor credit score without ever bothering to find out why – and you’d be amazed how many errors you can find on the average credit report.

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Credit Card Bad Credit Mistakes and Mishaps

The worst credit card bad credit repair steps you can take

If you have credit card bad credit problems, you’re probably looking for a way to fix them. That makes sense, and it’s great that you’re taking a positive step towards changing your finances. But before you do, make sure you avoid these common pitfalls.

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Warning: Bad Credit Cards Ahead

Beware of bad credit cards — or you might find yourself in dire financial straits

Why do bad credit cards continue to thrive? Is their marketing campaign really that slick, or because they take advantage of people who have no alternatives? The answer is yes! Bad credit cards take advantage of people who desperately need credit, and they do it by spending more on advertising than on keeping current customers happy.

Fortunately, you don’t have to get sucked into this game. If you’re dealing with bad credit, there are easy ways to recognize bad cards and make sure you don’t wind up even further in debt.

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Find Unsecured Bad Credit Credit Cards

Looking for unsecured bad credit credit cards? The search is tough — but not impossible!

My own search for unsecured bad credit credit cards followed a rocky path. At one point my credit was so poor I just couldn’t even think of applying for a mainstream card, and it was coming down to the choice of secured credit card or nothing.

The problem with a secured credit card, of course, is that it’s not a credit card at all — you have to have an account in place specifically to cover your credit card purchases. In fact, it’s more like a debit card that accumulates interest. If you have bad credit and simply want to rebuild your history, such a card can be very useful. But if you actually need credit, it’s not much good at all.

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Learn What You Need to Know About Bad Credit Business Credit Cards

Trying to start a business without a glowing credit record? No problem — at least, not with bad credit business credit cards

The problem with bad credit business credit cards is the same as with any other bad credit cards. They tend to charge ridiculously high fees and interest rates. Fortunately, this doesn’t apply to all credit cards, and there are bad credit business credit cards that won’t leave you scrambling for bankruptcy protection.

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Credit Cards for People With Bad Credit

Find the best deals on credit cards for people with bad credit.

Credit history a problem? Never fear: you can find credit cards for people with bad credit that don’t involve signing your life away

When you start searching for credit cards for people with bad credit, you’ll immediately come up against one obstacle: the industry itself. Whenever you apply for a credit card (or any form of credit, for that matter) the company will pull your credit report and, if your credit score doesn’t reach their minimum standards, they’ll refuse your application.

It goes without saying that in order to get the better the credit card, the higher your credit score has to be. So what does that mean for people with trouble in their pasts? Are you doomed to scams and bad credit cards for life? Fortunately, the answer is no. All you need are a few simple tricks and you can find credit cards for people with bad credit that will turn your life around.

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Bad Credit Credit Cards: The Truth, The Whole Truth and Nothing But the Truth

So You Think You Know About Bad Credit Credit Cards?

Bad credit credit cards — the bane of the entire credit card industry, right? Wrong. So you have some dings on your credit. You’re definitely not alone. In fact, according to some studies, only about one percent of the entire population has perfect credit. But can you still get a credit card with bad credit? Yes — or rather, most likely. Here are a few things you need to know.

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