January 2009

What is credit card forgiveness? Should you try to get it? If you're looking for answers, you've come to the right place. There are a few points to make clear before you participate in this credit card practice, starting with what is it? Here's what you should know...

Credit cards -- many people have and use them. For some it is to purchase items they don't have the money for on the spot. For others it is a crutch to get them through hard times. Just remember, no matter how you use your card, there are some practices to avoid. Unless of course, you want to find yourself wallowing in some serious credit card debt.

While the differences between credit cards and debit cards may be transparent to some, to others they're not always clear. Are the similarities really only skin deep, or do they dig a little deeper? If you want the 4-1-1 on what makes a credit card different from its debit card cousin, here's the information you need.

As you are booking your next flight, you may wonder if having an airline credit card would save you some money. It seems only natural that if the card appears airline supported, you would have greater savings on airfare. However, there are some things to keep in mind before you jump in and start spending with those airline credit cards.

Like most of us you may have had your credit card for quite some time now and may be wondering if there is any way you can increase your credit limit. After all, the economy is still tough and many creditors are cutting limits back. Is increasing a limit a possibility? Here are some tips to help you get that increase you need...

While normally I am prone to be very serious when it comes to talking about credit card issues, there are times when the use of this wondrous piece of plastic can bring a smile to my face. So instead of utmost seriousness as usual, I think today it's time for some giggles and smiles...