December 2008

If you're like most Americans, you probably racked up some holiday credit card debt this year. And who can blame you? Some of those sales were just too good to pass up and you probably had quite a list of people to buy for. Alas, the damage is done. Now it's time to remedy the situation. Here are two tips to help you get out of holiday credit card debt fast.

Now that the day of gift giving has past you may be looking at a pile of items that you realize you may not really want or forgot to give to those who were supposed to receive them. The only option now is to return those items to the store so that you can either get what you want or get credit back onto your account. Here are a few simple steps that can help you make that happen.

None of us want it to happen, but most of us will get a "Credit Card Declined" message at some point in our lives. No, it doesn't mean your credit is bad. No, it doesn't mean you didn't pay the bill. There are many reasons your credit card could be declined, and there are things you can do to avoid it. Here are some things to keep in mind...

If you own a business but you don't have a business credit card, you need to re-evaluate the situation. Combining your personal credit and your business credit isn't always a good idea. If you've been thinking you can do without a card in your business's name, here are some reasons to reconsider...