June 2008

Beware of Credit Card Fraud!

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Credit card fraud is an unfortunate event that afflicts every society. The obvious case of credit card fraud is when your card is physically stolen. In this case, you are normally aware the your card has gone missing and you are able to report it to your bank in order to cancel the card. However, in this day and age, credit card fraud has become more difficult to detect. Here's what you need to know.

Responsible Credit Card Spending 101

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Credit cards are one of our most valuable assets. They are accepted almost everywhere and they can get us out of a jam in an emergency. When we are traveling around, credit cards make it possible to pay for what we need without carrying around large sums of money. If they get stolen, the card can be canceled and reissued - no harm, no foul. There is, however, another side to the credit card story.

What First Time Credit Card Applicants Need to Keep In Mind

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First time credit card applicants get to experience the roller-coaster ride that is the first foray into the credit card world. Without the right guidance, it's not a gentle process by any means. How do you avoid the common pitfalls? Follow my advice...

4 Steps to Getting Out Of Credit Card Debt

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If you're just a couple hundred dollars into credit card debt, you may not realize just how overwhelming and depressing a significant amount of debt can be. For those who are thousands of dollars into debt, there is hope. The black sinkhole of debt doesn't have to own you. Here are four tips to help you get out of the red and into a healthy and happy financial future.

Credit Card Scams You Need to Know About

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In a perfect world, credit card scams would not exist. Unfortunately we don't live in a perfect world. The scams abound and the scammers seem to breed like rabbits. If you want to avoid credit card threats you need to know what common credit card scams to look out for. Here are the ones most likely to hit you at one point or another.

Online credit card applications -- there are hundreds to choose from and it's not always easy to tell which ones you should consider. Before you even think about filling one of these out, there are a few things you need to know.

Gas Station Charge Cards: You've Come a Long Way Baby

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A few short years ago (okay, maybe it was a bit longer than that) gas station charge cards were something that people applied for when they couldn't get any other credit. If, however, you think today's gas credit cards are for those who have been down on their luck your thinking is a bit antiquated. Here's what today's gas station charge cards have to offer.