Credit Card Whiz Kid

If you're thinking about getting a balance transfer credit card there are a few things you need to keep in mind. After all, the road to good balance transfers is littered with obstacles and distractions. How do you know the card you pick is a good one? Here are three things you should say no to...

My nephew is turning thirteen this month and the gift at the top of his wish list is a prepaid credit card for teens. After all, how cool will he look when he whips out a credit card with his name on it to pay for his hot lunch? It could be the key to popularity, cute dates and even a spot on the football team. Okay, maybe not. But a prepaid credit card for teens can indeed do some good. Here's what you need to know...

So you're drowning in debt... Welcome to the club. It's one that's filled with members from all walks of life, and many of them are beginning to seriously consider debt consolidation as the economy seems to struggle. If you're one of those who thinks consolidation is a way to fix your debt situation, there are a few things you need to know...

First time credit card applicants are at risk of falling into the most common pitfalls of the credit card world if someone doesn't take the time to warn them. Fortunately, I'm here to do just that. Before you put your name to that first credit card application, there are some things you need to know...

With the recent stock market drops, many are wondering if now is the time to buy low, and if they should borrow against their credit cards to do so. If you're one of those considering borrowing from credit cards to invest in stocks, there are some things you need to know before you make a huge mistake.

Assuming that you'd prefer not to actually write a check and stick it in the mail, you have other easy, online options to pay your credit card bill. You can approach this task from two directions -- either you have your credit card company deduct the payment from your bank account, or you use your bank's bill pay feature to send payment to your credit card company. Which method should you use?

Credit card companies are always looking for new ways to make their products more convenient for their customers, and keychain credit cards are one of them. These new little cards can be attached to your keychain and quickly waved in front of a card reader for fast purchases. Seems like a novel idea, but are they really the next generation in credit cards?

Credit cards can be both a blessing and a curse - and those who have been the victims of credit card fraud understand that sentiment all too well. Used cautiously, they can make purchases both in-person and online much easier to conduct. Used irresponsibly, or without the necessary oversight, however, credit cards can make you more vulnerable to fraud and wreak havoc on your finances. Here's some tips for avoiding the darker side of the credit card world.

As teenagers become increasingly independent, it may seem appealing to encourage their independence and mobility by making them authorized users on your credit card. For kids with a limited sense of financial responsibility and an inherent tendency to give into peer pressure, however, the temptation of seemingly limitless buying power can forge an ugly battleground. If you are considering letting your kids use your credit cards, there are some things to consider.

With proper management of credit cards being an under-emphasized but highly-valuable life skill, many parents wonder how to teach their teens about responsible use. Fortunately, a careful approach to teaching your teenager about credit and credit cards can lead to a lifetime of good credit reports and conscientious credit use.